The things I explain most often
Written down once, properly, so you can read them at your own pace instead of taking notes on the phone.
How a transaction actually runs
Offer to keys, with the real clock — and an honest account of what usually slips, because something usually does.
Read →What California requires a seller to disclose
California asks sellers to disclose more than almost any other state. Here is what's in the package, what each document is for, and where people get into trouble.
Read →Proposition 19, for people who've owned a long time
If you're 55 or older, you may be able to take your current property tax base with you when you move — anywhere in California, up to three times. For a longtime owner this is frequently the largest number in the whole decision, and most people have never had it explained.
Read →What pays back, and what doesn't
Short and opinionated. The useful half of this page is the second half — naming what isn't worth doing is what makes the rest credible.
Read →Questions people actually ask
Plainly answered, including the ones that are awkward for me to answer.
Read →All of it is general information, not legal or tax advice. It reflects how transactions commonly run in San Diego County, and general practice isn't the same as your situation. For anything consequential, talk to a real estate attorney or a CPA — I'll tell you when I think you need one.
Something you'd like written up?
If there's a question you can't get a straight answer to anywhere, tell me and I'll either answer it directly or write it up here.